Thursday, January 23, 2014

Tarra Jackson's New Virtual Coaching Program Transforms Financial Lives | PRESS RELEASE

FOR IMMEDIATE RELEASE

Week 1 Live Virtual Lesson: Mastering Money Mindsets
Press Release - Jan. 24, 2014 - Tarra Jackson, known as Madam Money, kicks off the Financial Lifestyle Transformation Virtual Coaching Program on Monday, February 3, 2014. The Financial Lifestyle Transformation Program is a 7 week online financial coaching program filled with online live educational sessions with other financial experts via YouTube, financial templates, as well as one on one private coaching sessions with Jackson.

Jackson designed this program for consumers who need a success support system to guide them through their financial transformation. "Some people just need an accountability partner, coach and cheerleader..." says Jackson.

The Financial Lifestyle Transformation Program tackles 7 Key Financial Components during the 7 Weeks:

Week 1: Mastering Money Mindsets

Week 2: Money Management

Week 3: Credit Management / Debt Elimination

Week 4: Income Tax Management / Getting the Best Return

Week 5: Risk Management / Insurance Review

Week 6: Wealth Management / Retirement Planning

Week 7: Estate Planning


Each week will feature a Virtual Educational Session that focuses on that week's topic. The first LIVE Virtual Educational Session will be held on Monday, February 3, 2014 at 8:00 PM EST. Jackson will host a panel of Motivating Men via Google Hangout Live on YouTube about "Mastering Money Mindsets."  During this educational session they will tackle the mindsets that keep consumers from meeting their financial goals and how to transform those defeating mindsets in to positive money mindsets for a successful Financial Transformation.

 The panel consists of Clyde Anderson (Financial Expert, Author, Speaker & CNN Contributor), Kenny Pugh (Relationship & Financial Expert, Speaker & Black Enterprise Contributor), Jack A. Daniels (Transformation Counselor, Psychotherapist, Author & Speaker), Paul Q. Fortson (Spiritual Advisor & Inspirational Speaker), Wahid Shakur (Investment Real Estate Guru, Personal Development Coach, Author & Speaker), and Walter Jackson (VP of Operation HOPE Financial Dignity Center & Speaker). They will discuss how our emotions, past, spirituality, relationships, fears and knowledge affects how we deal with money and ways to improve in key money mindset areas.

"This program offers three virtual coaching options for participation. We make it easy for people to get the tools that they need to be financially successful." explains Jackson. Consumers can learn more and register at http://www.MadamMoney.com to participate.

ABOUT TARRA JACKSON

Named #6 in January 2014 Top 100 Financial Experts to Follow on Twitter, Tarra Jackson is a financial expert and counselor. She is an internationally known Economic Empowerment Spearker and Blogger and is the host of one of the top 5 Financial Chats on Twitter, called #CashChat, every Friday at 12:00 PM EST. She is also the author of the best-selling book, "Financial Fornication." To learn more about Tarra Jackson, go to http://www.TarraJackson.com.


What Watching Gilligan's Island Taught Me About Credit Management

Do you still watch Gilligan's Island reruns?  I DO (Don't judge)

I just saw this episode and got the BEST advice about Credit & Money Management in 90 seconds.  I just wish I listened to the advice in this episode before I started establishing credit.

Check it out! I promise you'll feel the same way.  And make sure you share this valuable advice with your children, family and friends. It's priceless!

PS. For those of you that know Hamlet or are Gilligan's Island fans, like me, go ahead and sing along.




Making Money Matters Manageable,

Tarra Jackson


Tuesday, January 21, 2014

Tarra Jackson Ranked #6 Top Financial Experts to Follow | PRESS RELEASE

FOR IMMEDIATE RELEASE

Press Release - Jan. 21, 2014 - ATLANTA -- Tarra Jackson has been added to the "January 2014 Top 100 Financial Experts to follow on Twitter" List and ranked #6 by Evan Carmichael Personal Finance (@ECPersonalFinan). Her money tips and realistic financial advice make her extraordinarily popular on Twitter, Facebook, LinkedIn and Instagram and is quickly becoming one of the top financial experts on social media.


Tarra Jackson is not only a new addition to this list, but she has been placed in the top 10 and is in great company with Suze Orman (@SuzeOrmanShow) #1, GoBankingRates (@GoBankingRates) #3, Xavier Epps of XNE Financial (@XNEFinancial) #8 and Lynnette Khalfani-Cox (@TheMoneyCoach) #10. These financial experts' have a significant social media impact on Twitter and are positively impacting the financial lives of their followers through education and interaction.

Known as Madam Money and the host of one of the top 5 popular financial twitter chats, #CashChat, she shares money and credit tips to over 50,000 people weekly. #CashChat twitter chat is every Friday at 12:00 PM EST with special guests like Debt.Org and credit reporting company, Experian.

Tarra Jackson is also the author of the best-selling book, Financial Fornication, available on amazon.com, bn.com, Kindle, and www.TarraJackson.com.

Media Contact
Stephanie Jackson
info@tarrajackson.com
Tarra Jackson Ranked #6 Top Financial Experts to Follow | PRLog

Madam Money Hosts a Prosperity Pampering Party at Spa Sydell for Wonder Women in ATL | PRESS RELEASE


Tarra Jackson and her Powerhouse Presenters will teach and inspire Wonder Women in Atlanta how to Access their Prosperity Super Powers.

FOR IMMEDIATE RELEASE

Press Release - Jan. 21, 2014 - ATLANTA -- Tarra Jackson, known as Madam Money, is hosting one of the most powerful, inspiring and relaxing wealth empowerment events for women in Atlanta. The Prosperity Pampering Party at Spa Sydell Midtown, Atlanta will be held on Saturday, February 1, 2014.


Lady attendees will receive inspirational and executable tips on how to access their Prosperity Super Powers, Emotionally, Physically, Professionally, Spiritually, In Love and Financially by Powerhouse Presenters. The Powerhouse Presenters include Jai Stone, Brand Expert & Essence.com Contributor; Bernadette Boas, author of "Shedding the Bitch" and founder of Ball of Fire Consulting; Andrea Riggs, Fitness Expert, TV/Radio Personality and author of "Get Body Beautiful;" Torri J. Evans, ordained minister and founder of "The Fatherless Generation Foundation;" Shay "Your Date Diva" Williams, Relationship Expert and author of "Value Your Vagina;" Ronnetta Coker, Wealth Manager; and host Tarra "Madam Money" Jackson, Financial Expert and author of "Financial Fornication."


Attendees will also enjoy a Spa Buffet of Spa Services and Lunch by Spa Sydell, Deserts by Diva Delights, Mamosas & Beverages by The Shark Bar ATL, and special gifts by event sponsors.  Event Partner Sponsor is ZionTips. Event Media Sponsors are DryerBuzz.com and Jericho Broadcast Networks at MyJNB.com.

Ladies can register at http://www.MadamMoney.com/ProsperityRegistration ends January 26, 2014.

Media Contact
Stephanie Jackson
info@tarrajackson.com

Thursday, January 2, 2014

3 Cash and Credit Lessons I Learned from Playing Candy Crush

Have you, or someone you know, ever played Candy Crush?  I have!

If you were like me, you may have fallen into the Candy Crush Addiction.  If you didn’t, bless your heart! 

Nonetheless … Surprisingly, Candy Crush has been pegged the Game of 2013. Not necessarily because it was the “best” game of the year, because it was not (in my opinion); but, its revenue exceeded $600,000 a DAY per Huffington Post!  Yup! PER DAY!!! Of course, many of us who got sucked in may now resent it for being so addictive. For whatever reason, we just couldn’t stop playing this game and obviously millions of us actually paid to continue playing. 

Although I have since repented and turned from my Candy Crush Addictive ways, I now realize that this game taught me or reinforced a few things about personal finance.  So here are the 3 Cash & Credit Lessons that I got from Candy Crush.
  
IT’S A FREAKIN' GAME

Hold up … Wait A Minute! Before you say, “DUH!”… Let me explain. When I first played Candy Crush, I started playing without really knowing the rules of the game.  And, of course, with any game, it is always important to know and understand the rules of the game before you play so that you have a better chance of winning.  Instead of reading the rules and possible ways to win, my strategy was “Trial and Error” (heavy on the Error). So, even though I would win a few times, I actually lost more times than I won.

The financial services industry is like a Game. There are rules and ways to win. Most people, including myself, did not learn the rules of the game before we started playing it - when we opened our first deposit account or got our first loan or credit card.  Our strategy was “Trial and Error” (heavy on the Error). And even though we won a few times, we actually lost more times than we won, which became expensive mistakes.

Candy Crush reinforced the importance to always read the rules of the game before we play. So, make sure to read the Truth In Savings for deposit accounts, the Fee Schedule with the list of all of the fees, as well as the Loan or Credit Card Agreement before you “play” the cash & credit game.

IT’S GONNA COST YOU!
  
Here’s how Candy Crush cost me.  When I used up all of my moves and lives trying to win the (higher and harder) levels, I had to either ask other players for help and WAIT for them to send me lives and moves OR … I had to pay a fee to continue playing. Yes, I could have chosen to wait a few hours until my lives and moves were restored, but I had a sense of urgency to want to play and win NOW! So I paid the “nominal” fee to continue to play. That’s not so bad, right?  Wrong! That nominal fee, several times, turned out to be a major expense.

This reminded me of the overdraft protection on checking accounts, also known as courtesy pay. Overdraft allows a transaction or check to go through (or be paid by the bank) even if there is not enough money in the account, for a fee, usually $25 - $40. Many of us are willing to pay the overdraft fee to avoid a check being returned unpaid or to avoid being embarrassed at a store when we are making a purchase. That’s not so bad, right?  Wrong! Overdraft fees can turn into a major expense and could result into a financial hardship if it is not managed or if it is charged several times. “On average, overdrawing an account costs customers $225 in fees per year, according to a new study from the Consumer Financial Protection Bureau.” And is some cases, consumers are paying this amount per month.

Candy Crush reinforced the importance of restraint and discipline.  When there is no more money left in the account, it is, of course, best to stop spending. The best way to handle this is to create a spending plan and / or use cash to avoid overdraft fees.

IT’S OK TO RECEIVE HELP!

It was so awesome when I opened the game and I had messages from Facebook friends that gave me Lives and Extra Moves. I, of course, willingly accepted those lives and moves so I could continue to play the game.

However, this was not as easy to do in real life.  When I was dealing with financial hardships, it was very hard for me to ask or accept help from anyone. It killed my ego and hurt my pride. I was the one that helped others. Then one day I realized that “My Pride Was Putting Me in the Poor House.”

Candy Crush taught me that it is ok to receive help from family and friends. So, when my family and friends offered to help me when I really needed it, I decided to let them and graciously Thank them. This allowed me to “play” another day and pay the necessities during those rough financial times.  


Always Remember:
  • It’s A Freakin’ Game, so read the rules before you play;
  • It’s Gonna Cost You if you don’t use restraint and discipline; and last but not least …
  • It’s OK to ask and receive help from family and friends when you really need it.


So, the next time you play Candy Crush, SMILE … because it’s actually teaching you something!

Best wishes on reaching Your “Next Level!”

Making Money Matters Manageable,





Friday, December 27, 2013

How to Start Strong and Finish What You've Started

Have you or someone you know ever wished that there was more time in a day?  I have!

My good friend, Psychotherapist & Best-Selling Author Jack A. Daniels, shares some great tips on how to Start Strong and Finish What You've Started!  Check it out and share your thoughts below.


How much time have you wasted?

A friend asked me the other day, "How do you find the time to complete everything you have on your plate?"  I chuckled and told him, "The only way I'm able to maintain my sanity is by taking on one thing at a time and not worrying about the next thing until AFTER I get done with the first one!"  

I used to begin my seminars by asking, "If I gave you $86,400 what would you do with it?"  I'd receive a number of different responses ranging from buying cars, jewelry, paying off credit cards to expensive shopping sprees; none of which were the correct answers I was searching for.  

I'd continue to take hands until someone in the room gave me the correct answer.  "I'd invest it all in the stock market," someone sitting quietly in the back of the room would shyly suggest.  "Exactly, INVEST it, I'd say!"  You see the $86,400 dollars was actually a rhetorical metaphor for time.  There are approximately 86,400 seconds in a day and its imperative you spend or "invest" your time wisely.  If you make yourself conscious about the investment amount given to you on a daily, its easier to strategically view how you can maximize your areas of focus and minimize the nonessentials.



Truthfully, we all have interests, thoughts and ideas we hold high, but more often times than not, we fail ourselves by not taking the necessary steps to make them happen.  The fears you have deprive you of the focus you need to make your dreams come true. 

So how can you get ahead? Simple. Stop making excuses. The barricades blocking your blessings typically are not external factors; they're internal.  

For example, have you ever had a burning desire to do something, but didn't do it because you were afraid of what your friends or family would think about you after you done it?  Or have you ever talked yourself out of trying something new simply because you were scared you just might like it and everyone you know would think you were crazy or weird for doing so?  To that I say, 

STAY OUT OF YOUR OWN WAY!  

What does that mean Jack? It means:
  1. Have the Courage to do something different by seeing and seizing what God has destined for you. (In your Career, Health, Finances or Relationship)
  2. Have the Conviction to believe in yourself and not who other people think or SAY you are.
  3. Have the Commitment to finish whatever you start without sabotaging your own success.



So the next time you have a random thought of what you should, would or could do, make sure you remember to stay out of your own way and don't talk yourself out of making it happen!  Make the hard decision to maximize all 86,400 seconds of every day God grants you to be here!  Keep investing wisely! 

Over the next week, apply the 3 steps I gave you to something you really want to do. 





Making Money Matters Manageable

Sunday, December 22, 2013

How to Save About $1400 With This Easy 52 Week Savings Challenge

Have you, or someone you know, ever wanted to save over $1,000 in a year?  YOU CAN!!

You can save about $1,400 easily by following this simple and affordable 1 Year Savings Challenge.  The best thing about this challenge is that you can choose your way to save!

So, whether you get paid weekly, biweekly, semi-monthly or monthly; below lists the amounts to save so you will end up with almost $1,400 at the end of the year.

Image this ... within 52 weeks you will have saved up money towards emergencies savings, a vacation, a down payment for a new car, paying off a small debt or for Christmas gifts.

Saving is easy and fun with this 1 Year Savings Challenge.  It's even more fun when you get the whole family involved.  Have a contest with your spouse and/or children of how much money each person can save. The winner gets a special reward and recognition every month or quarter to keep the momentum going!

(Click to Enlarge)


Here's how the challenge works. Simply save $1 for the first week, $2 the second week, $3 the third week, etc., until week 52. If you get paid biweekly, save $4 for the first pay period, $8 the second pay period, $12 the third pay period, etc., until the 26th pay period. Get the picture?

Good luck and best wishes are your prosperity!

PS.  To save more at the beginning and faster, simply do the challenge in reverse.  Start with saving $52 the first week, $51 the second week, $50 the third week, etc.  The same with any plan you choose based on your paycheck frequency.

(Click to Enlarge)
 

Making Money Matters Manageable,